An investor’s personality is decisive for his or her type of investment strategy. There are financial products tailored and suitable for each individual investor. The first step, therefore, is a personality test: Which type of investor are you?
A: An investment that is not subject to major fluctuations in value.
B: To be able to maintain the value of my investments with my regular income.
C: To keep the value of my investments constant and gain some profit.
D: Mainly, to generate profits.
A: Two years or less.
B: Three to five years.
C: Six to seven years.
D: More than ten years.
A: Oh dear. I withdraw my money and secure it in a savings account.
B: I definitely take out some of the money and secure it.
C: I wait till my losses are balanced out again and inform myself about other investment opportunities.
D: I keep to my strategy and stick to the investments.
A: I prefer little risk and few losses in my portfolio.
B: I prefer little risk, but if a once-in-a-lifetime chance comes up, I sometimes strike and take short-term losses.
C: I often accept short-term losses if I can make higher profits from them.
D: In the long term, I always strive for the highest profits, the risk is a necessity.
A: I disagree entirely.
B: I’d rather not.
C: It depends on the situation.
D: I agree.
A: Yeah, that’s true. It’s important to have a certain amount on one’s account.
B: I neither agree nor disagree.
C: No, not necessarily.
D: In order to achieve high returns, one has to accept risks. I don’t let a low account balance impress me.
A: Investing is new to me.
B: I only recently started learning about the topic.
C: I have a solid foundation and feel pretty comfortable with my knowledge.
D: I understand the financial sector and know where to find material and what to pay attention to.
Here is the answer key:
Investor Types
The most frequently selected answer was:
A. The Defensive:
What is most important to you is a secure investment, preferably without risk and fluctuation.
Cash, Securities
B. The Conservative:
The distribution of investments is conservative with a pinch of risk.
Cash, Shares, Securities
C. The Moderate:
You are rather courageous and like to take the occasional risk, but also have grounded investments.
Securities, Shares/Assets
D. The Risk Taker:
High returns and risks simply belong together. And you love risks!
Full risk! Shares and Assets
Status as of 03.11.2016 12:42
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